About ShelterPoint Life Insurance Company

Since 1972, our founding entity has grown into New York’s largest¹ carrier of statutory Short-Term Disability (called DBL, short for Disability Benefits Law), and has provided state-mandated Paid Family Leave² (PFL, for short) since 2018.

As a result, more than 196,000 NY employers with 2.0 million employees³ trust us to help them strike the right balance between coverage and cost to comply with state regulations and complete their benefit equation:  

• Ranked #1 in New York in statutory short-term disability premiums¹
• Ranked #1 nationwide in annual short-term disability sales volume⁴
• Ranked #1 nationwide in short-term disability cases in force⁴
• Ranked #6 nationwide by NAIC in short-term disability lives covered⁵

Statutory Benefit Programs

While state-mandated Paid Family & Medical Leave, Paid Family Leave, and Short-Term Disability Laws reflect the same general concept, benefit amounts, durations, reasons for leave, etc. differ from state to state.

ShelterPoint* brings you thoughtful and efficient stand-alone private options⁶ for your state-mandated benefit needs. This includes guiding you on what administrative actions you need to complete for states requiring an exemption – we help make the switch to our private plans easy.

^*The ShelterPoint family of companies operates under the “ShelterPoint” name strictly as a marketing name, and no legal significance is expressed or implied. The ShelterPoint family of companies consists of ShelterPoint Life Insurance Company (principal office in Garden City, NY) and its wholly-owned subsidiary ShelterPoint Insurance Company, a FL-domiciled carrier, depending on the state. ShelterPoint is a registered service mark.
¹State of New York Workers’ Compensation Board, form DB-680, 2016 – applies to ShelterPoint Life Insurance Company only.
²Applies to ShelterPoint Life Insurance Company only.
³Based upon ShelterPoint Life Insurance Company DBL/PFL policyholder and certificate holder count as of 12/31/23 – applies to ShelterPoint Life Insurance Company only.
⁴Milliman Research Report, 2019 U.S. Group Disability Survey – applies to ShelterPoint Life Insurance Company only.
⁵NAIC (National Assoc. of Insurance Commissioners), 2013 Market Share Reports – applies to ShelterPoint Life Insurance Company only.
⁶Policies for Private Plans of Statutory Benefit Programs are underwritten by ShelterPoint Life Insurance Company in: NY (SPL DBL1114 P, SPL DB0922 F), NJ (TDB-P-NJ), CT (SPL PFMLP 0122 CT), MA(SPL PFMLP 0820 MA), CO (SPL PFMLP 0123 CO); and underwritten by ShelterPoint Insurance Company in: OR (SPI PFMLP 0123 OR).